Cash or Card in Japan: A Complete Guide for Visitors

Japan is known for its safety, efficiency, and cutting-edge technology — yet many visitors are surprised to learn that cash is still widely used. While Japan has been moving toward a cashless society, there are still times when you’ll want to have some yen in your wallet.

💳 Japan Is Becoming More Cashless

In major cities like Tokyo, Osaka, and Kyoto, you can use credit cards or mobile payment apps such as PayPay, Suica, or LINE Pay at:

  • Large restaurants and cafes
  • Hotels and department stores
  • Convenience stores (7-Eleven, FamilyMart, Lawson)
  • Train stations and taxis

Many businesses display stickers showing which payment methods they accept, so it’s easy to check before ordering or paying.

💳 When You’ll Still Need Cash

Despite the growing cashless trend, cash remains king in some places — especially in rural areas or at small, family-run shops.
You’ll likely need cash for:

  • Small local restaurants (“izakaya” or ramen shops)
  • Street food stalls and traditional markets
  • Temples and shrines (for donations or charms)
  • Older vending machines
  • Some local buses and coin lockers

Even in big cities, small ramen shops or old-style inns (“ryokan”) might not take cards, so it’s always safer to have a few thousand yen on hand.

💳 Where to Get Cash

Foreign cards may not work in every ATM, but 7-Eleven ATMs, Japan Post Bank (JP Bank), and Lawson ATMs accept most international cards.
You can easily withdraw yen using:

  • Visa, MasterCard, Amex, and other major credit/debit cards
  • Apple Pay and some foreign bank apps (check fees before using)

ATMs are available 24/7 in convenience stores, so you’ll never be stuck without cash.

💳 Tips for Travelers

  • Carry about ¥10,000–¥20,000 in cash for emergencies.
  • Keep small coins for vending machines, trains, and shrine offerings.
  • When unsure, ask: “Cash or card?” — most staff will understand.
  • If your card doesn’t work, look for a 7-Bank ATM (inside 7-Eleven).

💳 In Summary

Japan is becoming more convenient for cashless payments, but cash is still essential in certain situations.
Think of it as part of the experience — handing over yen coins at a tiny ramen shop or dropping a coin at a shrine adds a local touch to your journey.

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